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Tools / German child benefit (Kindergeld) calculator 2026

Part of the topic: 👶 Family & children

Kindergeld calculator 2026

Enter the number of children and the months with entitlement. Optionally add your taxable income – the calculator then checks whether the tax office's child allowance beats the child benefit.

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Kindergeld 2026 · per year
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Kindergeld 2026: €259 per child and month (§ 66 EStG). Child allowance 2026: €9,756 per child for both parents (€6,828 + €2,928 BEA). The comparison uses the 2026 income tax tariff without solidarity surcharge and church tax; the tax office checks it automatically in your tax return. Kindergeld is paid back for at most 6 months before the month of the application. Estimate, not advice.

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How to use it

  1. Enter the number of children with entitlement and how many months of 2026 they count.
  2. Optional: enter your taxable income (zvE) and whether you are assessed jointly.
  3. Read the Kindergeld per month and year – and whether the child allowance would bring more.
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Last checked: October 2026 · Based on: German Income Tax Act §§ 31, 32(6), 66; Kindergeld 2026 €259, child allowance €9,756; 2026 tariff. Found a mistake? Use the form below – we fix confirmed errors and update the date.

Frequently asked questions

How much is Kindergeld in 2026?

€259 per child and month – the same amount for every child.

When is the child allowance better than Kindergeld?

With higher incomes. The tax office compares both in your tax return (Günstigerprüfung) and applies the better option automatically; Kindergeld already received is offset.

How far back is Kindergeld paid?

For at most six months before the month in which the application reaches the family benefits office (Familienkasse). Apply soon after birth.

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