Part of the topic: 💶 Taxes & salary
Krankengeld calculator 2026 (German sick pay)
Enter your regular monthly gross and net pay. The calculator shows the gross Krankengeld, the deductions and what is paid out per day and per month – plus when payments start and end.
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🔒 Runs entirely in your browser – nothing you enter is uploaded or stored.
How to use it
- Enter your usual gross and net monthly pay (without one-off payments).
- Choose the number of children for the care-insurance rate.
- Read gross and net Krankengeld – optionally enter the first sick day to see start and latest end.
Last checked: October 2026 · Based on: §§ 46–48 German Social Code V; 2026 contribution ceiling €5,812.50; contributions on sick pay (SGB VI, III, XI). Found a mistake? Use the form below – we fix confirmed errors and update the date.
Frequently asked questions
How much Krankengeld do I get?
70 % of your regular gross pay, but no more than 90 % of your net pay – at most €135.63 gross per day in 2026. About 12–15 % is deducted for pension, unemployment and care insurance.
When does Krankengeld start?
Usually from day 43 of incapacity for work, because your employer continues to pay your salary for the first 6 weeks (Entgeltfortzahlung).
How long is Krankengeld paid?
For the same illness for at most 78 weeks within three years; the 6 weeks of continued pay count towards this.