Trusted Choice Guide
Tools / German unemployment benefit calculator 2026 (ALG I)

Part of the topic: 💶 Taxes & salary

Unemployment benefit calculator 2026 (Arbeitslosengeld I)

Enter your average gross salary of the last 12 months. The calculator follows § 153 SGB III: daily wage, 20% social-insurance flat rate, wage tax per the official 2026 algorithm and solidarity surcharge – then 60% (67% with children).

✓ Free · ✓ no sign-up · ✓ no cookies · ✓ runs in your browser

Duration: 12 months after 24 months of contributions; from age 50 up to 15, from 55 up to 18 and from 58 up to 24 months with longer insurance periods.

Monthly benefit (30 days)
–

Estimate per §§ 149–153 SGB III: assessment wage = gross of the last 12 months ÷ 365 (capped at the 2026 contribution ceiling of €101,400/year), minus 20% social-insurance flat rate, wage tax per BMF Programmablaufplan 2026 (daily table) and solidarity surcharge; church tax is not deducted. One-off payments included in the gross count. Not included: fictitious assessment, additional income, blocking periods. The employment agency decides the binding amount.

Avoid a blocking period

Which deadlines matter after a dismissal – and why you should not resign without advice.

Open the checklist →
☕ Did this calculator help you?
Buy us a coffee for $3Buy us a cappuccino with heart for $5Buy us a cappuccino and cookie for $9

Voluntary support · Thank-you gift: our checklist PDF · Secure checkout via Digistore24 (Apple Pay, Google Pay, PayPal, card)

🔒 Runs entirely in your browser – nothing you enter is uploaded or stored.

How to use it

  1. Enter your average monthly gross salary of the last 12 months (including regular bonuses).
  2. Choose the tax class valid at the start of the year and whether you have a child.
  3. Read the daily and monthly benefit and the individual deductions.

Who is entitled to unemployment benefit I?

You are entitled if you are unemployed, have registered as unemployed with the employment agency and meet the qualifying period: at least 12 months of insured employment within the last 30 months. You must also be available for work and actively look for a job.

A side job of up to 15 hours a week is allowed; €165 a month of the earnings remain free of deduction.

Your inputs live only in the link, not on our server.

Worked example

€3,500 average gross, tax class I, no child: €1,416.90 unemployment benefit per month (€47.23 per day, 60% rate).

Last checked: October 2026 · Based on: §§ 149–153 German Social Code III. Found a mistake? Use the form below – we fix confirmed errors and update the date.

Frequently asked questions

How much unemployment benefit will I get?

60% of the standardised net wage, or 67% if you or your partner have a child that counts for tax purposes. The net wage is calculated with flat rates, so it differs from your last payslip.

How long is ALG I paid?

Usually 12 months after at least 24 months of contributions in the last 30 months. Older people with longer insurance periods get up to 15, 18 or 24 months.

Is unemployment benefit taxed?

It is tax-free but subject to the progression clause, which raises the tax rate on other income in the same year.

Embed this tool on your website

Free to use: copy the code into your page. Please keep the source link.

💬 Suggestion, bug or complaint?

Help us improve this page. We read every message.

We only use your details to handle your request (see privacy policy).

More free tools

📬 Free: the Mini Security Checklist 2026

Our 7-page PDF (VPN, password manager, antivirus, cloud) – instant download, free, no sign-up, no email.