Dental cost calculator: crown, bridge & implant (Germany)
Choose the treatment, enter the cost from your treatment plan (Heil- und Kostenplan) and your bonus booklet status. The calculator shows the fixed subsidy from your health insurer and what you pay yourself – for 2026 and from 2027.
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🔒 Runs entirely in your browser – nothing you enter is uploaded or stored.
How to use it
- Pick the treatment that matches your treatment plan (Heil- und Kostenplan).
- Enter the total cost from the plan – the field is pre-filled with a typical value.
- Choose your bonus booklet status. The result shows the subsidy, your share in 2026 and from 2027.
Last checked: October 2026 · Based on: § 55 Social Code V; 2026 fixed subsidies (GKV-Spitzenverband); market prices from insurer portals (2026). Found a mistake? Use the form below – we fix confirmed errors and update the date.
Frequently asked questions
How much does health insurance pay for a crown?
A fixed subsidy based on the standard care: in 2026 60 % of €398.39 (€239.03), 70 % with 5 years of bonus booklet and 75 % with 10 years. A more expensive material does not increase the subsidy.
What changes in 2027?
From 1 January 2027 the subsidy rates fall by 10 points to 50, 60 and 65 %. Finanztip estimates about €170 more co-payment for a bridge. If a treatment is planned anyway, doing it in 2026 can save money.
Does insurance pay for implants?
Implants are a different kind of care. You still get the fixed subsidy for the standard care of your finding – for one missing tooth that of a bridge – and pay the rest privately.