Dog surgery cost calculator
Pick the operation and whether it happens in the emergency service. The calculator shows typical total costs in Germany and estimates your own share with an OP insurance (reimbursement rate and deductible).
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🔒 Runs entirely in your browser – nothing you enter is uploaded or stored.
How to use it
- Choose the operation.
- Tick “emergency service” if it happens at night, at the weekend or on a public holiday.
- Optional: enter your OP insurance reimbursement rate and deductible (0 % if you have none).
Last checked: October 2026 · Based on: German vet fee schedule GOT 2022; typical totals from hundeo, Allianz, HanseMerkur (2026). Found a mistake? Use the form below – we fix confirmed errors and update the date.
Frequently asked questions
How much does a cruciate ligament operation cost for a dog?
Usually €2,500–4,000 in total with TPLO or TTA, including diagnostics and aftercare. Simpler ligament replacement methods can be cheaper.
Why are emergency vet bills so much higher?
Under § 4 GOT vets must charge at least the 2-fold rate in the emergency service and may charge up to 4-fold, plus a €50 emergency fee per case.
Is an OP insurance worth it?
It depends on breed, age and savings. Check the waiting period (often 30 days to 3 months, longer for hip dysplasia), the GOT rate covered (ideally up to 4-fold) and whether there is an annual cap.