Tools / Split costs calculator (who owes whom)
Part of the topic: 🐷 Saving, loans & retirement
Split costs: who owes whom?
One line per person: name and the amount they paid (0 if nothing). Everyone shares the total equally.
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🔒 Runs entirely in your browser – nothing you enter is uploaded or stored.
How to use it
- Write one line per person with the amount they paid.
- Check the total and the share per person.
- Send the transfers listed – then everyone is even.
Last checked: October 2026. Found a mistake? Use the form below – we fix confirmed errors and update the date.
Frequently asked questions
How do you split costs fairly?
Add up all payments, divide by the number of people and compare each person's payment with that share.
Can I enter several payments per person?
Yes – write the same name on several lines; the amounts are added up.